I received few times deferred payments now they know before the 90 questions over and over. Financed a 2011 Buick Regal back in 2014 in March of 2019 I learned that I still owed over $10k on the car. The lien turns the high-value item into collateral. [gravityform id="1247" title="false" description="false" ajax="true" field_values="l=US"],